General Questions

Take a read through our Frequently Asked Questions and if you’ve still got some questions, we would be more than happy to help you. Just send us a message and we will get back to you as quickly as we can

Alternatively, you can always call us on 0333 9999 703 or visit one of our social media channels, Facebook, Twitter, Instagram

Our finance rates start at 6.9% APR. If you have a strong credit profile, you are a homeowner and are over 25 years old you will qualify for this rate. Our offer will be based on the strength of your credit profile and will always be very competitive.

Apply for car finance

As long as you live in the UK, you are over 18 years old and are in employment you can apply for car credit with us. Complete the online application form for an instant decision.

Apply for car finance

We will send you an immediate response which will give you an expected APR based on your credit profile. Our APR’s start at 6.9% for a strong credit profile and rise in line with your credit status.

Apply for car finance

The answer’s yes. Even if you have a poor or bad credit history, we take into account your personal circumstances, accounts and other credit agreements you have. We specialise in vehicle finance for the self-employed who have bad credit, those who might have defaulted on previous credit repayments, had county court judgments (CCJs) against them or even been made bankrupt.

Apply for car finance

Most of our applications are given an instant decision. This usually arrives by email within 3 minutes. Sometimes it takes longer for us to get you the best possible rate but we will always contact you within a few hours of your application.

Apply for car finance

We will assess your credit profile against the criteria of over 40 top UK banks and loan providers. We will send your application to the most suitable lender to gain you the best possible rate.

Apply for car finance

Once your loan has been accepted you can collect your car the following day.

Apply for car finance

No problem, we have helped thousands of applicants with previous credit issues. Complete the online application form and an advisor will contact you to discuss your options.

Apply for car finance

Your loan will not become active until the dealer has been paid for the car. If your loan has been accepted and you have not collected your car, you can change the loan amount or cancel at any time.

Apply for car finance

No problem, it is very common for car buyers to source their loan terms before committing to buying a car. Once you have chosen your car you can amend your loan amount to fit. You can also amend the length of your loan as long as it does not exceed 5 years.

Apply for car finance

First of all, don't worry. If you have a poor credit history or you've been refused a loan, it's not necessarily the end of the line. We work with lenders who specialise in helping people with bad credit get car finance. Now it's worth remembering that no car finance is guaranteed. Everything from your age, employment, income and size of the loan has to be taken into consideration. However, we have options available for most circumstances, including for people with CCJs.

Apply for car finance

Yes, you can pay off your loan at any time. You will receive a rebate of interest if you pay off the loan early. You can also make overpayments with most of our lenders to help shorten the length of your loan.

Apply for car finance

Yes, we will accept join applications but would always expect the loan to be in the name of the registered keeper of the car.

Apply for car finance

We will not send your data to any third parties other than the lender that has been selected to approve your loan. Our lenders are not permitted to use your data for any other purpose than to process your application for credit.

Apply for car finance

You won't necessarily need a deposit, but we can certainly accept a part exchange as a down payment. This will also reduce the total amount that you borrow. With a reduction in the amount of the loan, you're more likely to secure the loan. Plus, you'll be paying less each month.

Apply for car finance

Each lender has their policies on what will be required to prove your identity. As a minimum you will be expected to produce your driving licence

Apply for car finance

We can provide credit for all ages of car, as long as the loan is higher than £1,500.

Apply for car finance

Don't worry, if the question isn't listed here just send us a message and we will be happy to help.

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